Primerica primarily offers insurance and asset management services in North America. The company, a subsidiary of Citigroup, provides term-only life insurance coverage written by affiliate Primerica Life Insurance to some 4.3 million customers. It also offers debt-reduction advice for its customers. Primerica acts as a distributor for other Citigroup products, including debt consolidation loans from Citibank and mortgage loans from CitiMortgage. The company also sells unaffiliated policies such as annuities from MetLife and mutual fund investments from Legg Mason and AGF. It markets its products through a network of more than 100,000 sales representatives. Citigroup plans to spin off Primerica in an IPO.